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US average rate on 30-year home loan 3.98 percent

October 30, 2014

Average U.S. mortgage rates halted their five-week decline this week but the benchmark 30-year loan remained below 4 percent.

Here’s a look at rates for fixed and adjustable-rate mortgages this week and over the past year:

Current avg.Last week52-week high52-week low
30-year fixed3.983.924.533.92
15-year fixed3.133.083.563.08
5-year adjustable2.942.913.152.91
1-year adjustable2.432.412.612.35
All values in percentage points
Source: Freddie Mac Primary Mortgage Market Survey
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