AP NEWS

Southwest Georgia Financial Corporation Declares Quarterly Cash Dividend

November 28, 2018

MOULTRIE, Ga.--(BUSINESS WIRE)--Nov 28, 2018--Southwest Georgia Financial Corporation (the “Company”) (NYSE American: SGB), a full-service community bank holding company, announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per common share. The dividend is payable December 20, 2018 to shareholders of record on December 10, 2018. The Company has approximately 2.5 million shares of common stock outstanding.

Southwest Georgia Financial Corporation or its predecessor, Southwest Georgia Bank, has paid cash dividends for 90 consecutive years.

About Southwest Georgia Financial Corporation

Southwest Georgia Financial Corporation is a state-chartered bank holding company with approximately $515 million in assets headquartered in Moultrie, Georgia. Its primary subsidiary, Southwest Georgia Bank, offers comprehensive financial services to consumer, business, and government customers. The current banking facilities include the main office located in Colquitt County, and branch offices located in Baker County, Worth County, Lowndes County and Tift County. In addition to conventional banking services, the Company provides investment planning and management, trust management, and commercial and individual insurance products. Insurance products and advice are provided by Southwest Georgia Insurance Services, which is located in Colquitt County. The Company routinely posts news and other important information on its website.

More information on Southwest Georgia Financial Corporation and Southwest Georgia Bank can be found at: www.sgb.bank.

View source version on businesswire.com:https://www.businesswire.com/news/home/20181128005800/en/

CONTACT: Company:

Karen T. Boyd

Senior Vice President and Treasurer

Phone: (229) 873-3837

investorinfo@sgfc.comInvestor Relations:

Deborah K. Pawlowski

Kei Advisors LLC

Phone: (716) 843-3908

dpawlowski@keiadvisors.com

KEYWORD: UNITED STATES NORTH AMERICA GEORGIA

INDUSTRY KEYWORD: PROFESSIONAL SERVICES ACCOUNTING BANKING FINANCE INSURANCE OTHER PROFESSIONAL SERVICES

SOURCE: Southwest Georgia Financial Corporation

Copyright Business Wire 2018.

PUB: 11/28/2018 04:45 PM/DISC: 11/28/2018 04:45 PM

http://www.businesswire.com/news/home/20181128005800/en

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