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BC-US--Business Features Digest, US

March 21, 2019

The Business News enterprise package planned through March 25. For comments or questions, call 212-621-1680.For questions about photos, call ext. 1900. For questions about graphics, call ext. 7636.

INTEREST RATES-CONSUMER EFFECT _ It was only a few months ago that interest rates were marching higher and bearing down on everyone from home buyers to stock investors. But some rates began easing early this year and on Wednesday, the Fed surprised the market when it said it may not raise rates at all during 2019. By Stan Choe. SENT: Thursday, 700 words, photo.

OFF-THE-CHARTS-CBD-MARKET _ Cannabis-derived CBD oil is finding a place in products from skin cream to bottled water, with the U.S. retail market projected to swell to $16 billion by 2025. By Alex Veiga. SENT: Thursday, 420 words.

NERDWALLET-DROPOUT WARNING SIGNS _ To keep yourself on track to graduate from college in four years, choose the right courses, put in the necessary work and take advantage of academic and financial assistance that your school offers when you need it. By Ryan Lane of NerdWallet. SENT: Thursday, 800 words, photo.

SMALLBIZ-EMPLOYEE THEFT _ Employees may steal from companies of any size, but small and mid-sized businesses can be more vulnerable because they lack practices and systems designed to prevent wrongdoing. By Joyce M. Rosenberg. SENT: Wednesday, 950 words, photos.

With:

_ SMALLBIZ-EMPLOYEE THEFT-TIPS _ Small businesses can reduce their chances of employee theft or limit their losses by implementing technological controls and checks and balances in their daily operations. Five ways that companies can protect themselves. By Joyce M. Rosenberg. SENT: Wednesday, 350 words.

ON THE MONEY-DECLUTTERING TIPS _ World-renowned tidying expert Marie Kondo is sparking joy among shoppers who are feeling the urge to clean out their closets and homes. But once you master Kondo’s novel approach, what do you do with all the stuff you decide to throw out? By Anne D’Innocenzio. SENT: Wednesday, 800 words, photos.

NERDWALLET-MILLENNIAL MONEY-SUBSCRIPTIONS _ Your debit or credit card statements are likely littered with subscriptions that are costing you dearly. Recurring charges can be insidious, some eating away at your wealth when you don’t value the subscription anymore. Follow these tips to reduce them. By Gregory Karp of NerdWallet. SENT: Tuesday, 810 words, photos.

NERDWALLET-LIZ WESTON-MONEY ADVICE STICKS _ Money advice can be hard to deliver and hard to receive. If you’re tempted to give advice, first make sure it’s wanted. Then, be mindful of what you say and how you say it. By Liz Weston of NerdWallet. SENT: Monday, 730 words, photo.