Credit Card Data Book: 12 Significant Indicators - ResearchAndMarkets.com

August 28, 2018

DUBLIN--(BUSINESS WIRE)--Aug 28, 2018--The “The Credit Card Data Book: 12 Significant Indicators” report has been added to ResearchAndMarkets.com’s offering.

The research report The Credit Card Data Book: 12 Significant Indicators finds rising account delinquency and less profitability at credit card issuers in the United States, which is likely to lead issuers to tighten credit after a banner growth year.

More U.S. households are revolving credit card debt today than did before the recession, and contingent liability, the amount of open credit lines, will pass the previous high during 2018. The author cautions credit card issuers to be watchful of increases in account delinquency, which may further disrupt their profitability.

Credit cards remain profitable for retail bankers, but reductions in non-interest revenue since the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the CARD Act) have disrupted the business model. Credit loss protection must be a top consideration for card issuers.

Highlights of the research report include:

The credit card aging process Revolving debt Open credit card account volume Consumer credit delinquency Bank return on assets Projected interest rates

Key Topics Covered:

1. Executive Summary

2. Introduction

3. Measuring Consumer Credit

4. Credit Risk

5. Credit Card Dynamics

6. External Data

7. Conclusions

Companies Mentioned

Bank of American Chase Citi FICO HSBC LexisNexis Risk Solutions Mastercard Visa

For more information about this report visit https://www.researchandmarkets.com/research/l7sl9p/credit_card_data?w=4

View source version on businesswire.com:https://www.businesswire.com/news/home/20180828005771/en/

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Related Topics:Credit Cards



SOURCE: Research and Markets

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PUB: 08/28/2018 03:16 PM/DISC: 08/28/2018 03:16 PM


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