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US average rate on 30-year home loan 3.73 percent

January 8, 2015

Average U.S. long-term mortgage rates dipped to new lows this week, with the benchmark 30-year rate marking its lowest level since May 2013.

Here’s a look at rates for fixed and adjustable-rate mortgages this week and over the past year:

Current avg.Last week52-week high52-week low
30-year fixed3.733.874.413.73
15-year fixed3.053.153.453.05
5-year adjustable2.983.013.152.91
1-year adjustable2.392.402.572.35
All values in percentage points
Source: Freddie Mac Primary Mortgage Market Survey
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