PIERRE, S.D. (AP) — A Montana woman is accused in federal court of devising a scheme to defraud a South Dakota woman.

Fifty-eight-year-old Judy Carroll, of Bigfork, Montana, is accused of defrauding the woman she initially became friends with in California. The Rapid City Journal reports court documents allege the Rapid City woman loaned Carroll $600,000 over 16 years to help with nonexistent tax issues.

Carroll has pleaded not guilty to 35 counts of wire fraud. South Dakota U.S. Attorney Randolph Seiler says each of the counts carries a maximum sentence of 20 years in prison and a $250,000 fine. A trial date hasn't been set.

The Journal reports that Carroll and her husband won $5.2 million in the California lottery in 1989.