TALLAHASSEE, Fla. (AP) _ Damage claims from Hurricane Andrew have resulted in the liquidation of two more insurance companies, Florida Insurance Commissioner Tom Gallagher said Monday.

MCA Insurance Co., based in Oklahoma, which had assets of $66.4 million, was liquidated by Oklahoma County District Court. MCA was licensed in all 50 states and had 12,000 policyholders in Florida.

Regency Insurance Co. of Hallandale, Fla., with 10,902 policyholders and assets of $4.8 million, was ordered into liquidation by Leon Circuit Judge Kevin Davey.

''Regency and MCA are the fourth and fifth companies to become insolvent primarily because of claims arising from Hurricane Andrew,'' Gallagher said. ''With Andrew insurance claims estimated now to total $10 billion, it's inevitable that some small companies simply won't be able to withstand the losses.''

The Florida Insurance Guaranty Insurance Association will pay claims of the companies' Florida policyholders, up to $300,000, and provide them with coverage for 30 days while they seek new insurance.

If they can't find replacement coverage in that time, another joint underwriting association created earlier this month will offer up to 6 months of temporary insurance, Gallagher said.

Florida Fire and Casualty Insurance Co. of Fort Lauderdale, whose 11,000 policyholders included 3,000 in South Florida, was liquidated Sept. 21.

Great Republic Insurance Co., a Miami company with 5,400 customers, went under Sept. 23.

Ocean Casualty Insurance Co. of Miami, with 21,000 policyholders, was liquidated Oct. 12.